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First-time buyers in England and Northern Ireland dont have to pay stamp duty on the first 300,000 of properties costing 500,000 or less. Data collected by L&C, accurate as of October 2019. Equity release calculator Stamp duty calculator Credit cards 0% Balance transfer cards Credit builder cards 0% New purchase Credit cards for bad credit Cashback cards Rewards cards Use abroad cards Money transfer cards Loans Personal loans Loan calculator Debt consolidation loans Bad credit loans Car finance Car finance calculator Homeowner loans Aussie singles get hitched to spouses who they see for the first time on their wedding day The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. 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